life advice

Aaron Andrew Ang / UNSPLASH.COM

As people age physically, they also tend to age financially.

Failure to understand and accept these twin realities can lead to much frustration and stress.  Those who accept and (even better) anticipate the changes that come with physical and financial aging can experience a more peaceful transition as their lives change.

Here are a few thoughts on the similarities of physical and financial aging:

You Have Enough Time

Jan 22, 2020
noor Younis / UNSPLASH.COM

Life is busy, isn’t it? Work, family, community commitments, a little social life…

But imagine for a moment the nightmare of every parent: in the middle of the night, your young child stumbles, bleary-eyed into your room, struggling to breathe. Is it a cold? Allergies? Asthma? Something else? Quickly you pull on some clothes and rush him to the emergency room. Maybe you’re there for an hour. Maybe all night.

Does it really matter? Of course not. You did what any loving parent would do – you took care of your priority - your child.

Anton Darius / UNSPLASH.COM

I’m talking to a young man in his early 30s who happens to be the sole breadwinner for his family for now. This couple both want Mom to be able to stay home with their children, so among other things they’ve realized, they need to get some life insurance on Hubby.

How much coverage should they get and how long should the term be?

Hans Splinter /

“When you’re going through hell, keep going.”


Winston Churchill’s advice still applies. If you’re going through a hard time, financially or otherwise, now is definitely not the time to stop. Now is the time to get back up, dust yourself off and redouble your efforts.

Pimthida / FLICKR.COM

Fear can be a great help. Or it can be a great hindrance. It all depends on how well you understand it.

All of us have had the unpleasant experience of having a smoke alarm go off for no apparent reason. It is one of the unwritten laws of the universe that it never happens at noon. No, it always occurs between midnight and 4am.