If you want a plan for your money, get a plan for your life.
A life plan is like a flight plan for an airplane – it gives direction. It is also like a nation’s constitution, expressing the values important to that nation, and building laws to reflect those values.
Once your life plan is in place, your financial plan can then be a natural reflection of your values. Suddenly, it can all “make sense,” since you now can see the bigger picture and the longer term.