You are a very normal, average American.
You know financial trouble is down the road – even a cursory look at what you’ve got in the bank and in your 401K proves that. But the thought of what it would take to fix things is just too much to fathom.
So instead of dealing with it, you put it off…again.
You put off thinking about it in your 20s because, hey, you had your whole life ahead of you.
You put it off in your 30s because you were having kids and stuff.
And you put it off in your 40s because now putting stuff off had just become a habit.