courage

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Fear can be a great help. Or it can be a great hindrance. It all depends on how well you understand it.

All of us have had the unpleasant experience of having a smoke alarm go off for no apparent reason. It is one of the unwritten laws of the universe that it never happens at noon. No, it always occurs between midnight and 4am.

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For most of us, making decisions feels very difficult.

Making a decision means you are saying yes to one thing and no to a myriad of alternatives (sort of like getting married). Keeping the door open to the perception of unlimited choice usually ends up being unsatisfying … but it keeps the stress of making an actual decision at bay.

Making financial progress (or progress in any realm of life) is only going to happen if you grow in the skill of decision making. Here’s a process you can use to make a hard decision: