Finances

Income Inequality

Sep 19, 2018
Stelios Lazakis / Flickr.com https://www.flickr.com/photos/slazgrc/2976222844/

Income inequality – what is it really? And is it a problem?

Well, it depends on whom you ask.

Representing the “Yes, it’s a problem” camp is Christine Lagarde, a French politician who serves as the managing director of the International Monetary Fund. The IMF is a global lending organization (formed by 188 countries) that is best known for stepping in when troubled nations are having difficulty paying their bills. They offer loans for troubled economies, but also usually require strict budget cuts.

Innovation Stimulates Local Community

Oct 18, 2016

The Innovation Enterprise at Louisiana Tech University is focused on turning ideas into reality. The Enterprise partners with businesses, entrepreneurs, and students to stimulate new economic activities in the region. Dave Norris, chief innovation officer at Louisiana Tech, explains the Enterprise as ," a hot bed of ideas and activities spread out through northeast Louisiana."

CollegeDegrees360 / Flickr.com

If you’re a college student, or a parent of one, it got your attention when the state’s current budget crisis brought up the possibility that TOPS might be curtailed or even eliminated.

What would happen if the bottom drops out of TOPS?

Here’s something else to consider: if TOPS is either cancelled or curtailed, more than a few college students might get an education they hadn’t counted on. It won’t be an easy one, but it might just be okay, and it may be even good.

geralt / Pixabay

My wife and I have each made a vow to keep each other out of the nursing home. While we'll do our best, we acknowledge that it might not be possible.

When a loved one needs long-term care, sometimes professional help is required. Having long-term healthcare insurance is a good way to take care of our loved ones when we can't. 

unknown / http://i.imgur.com/1qCOGFx.png

Taking risks is part of life. That doesn't mean that all risks need to be high. When retirement is in the cross hairs, it's best to take the long, slow aim to reach your goal. D.B. Cooper's life offers a lesson on risk.

Do remember the old films where a snake oil salesman is on the back of a wagon selling small bottles of medicine? The population of swindlers has increased since the information age. Avoiding being scammed out of your hard earned money is up to you. Here are five ways to take personal responsibility for your own money.

Sidney Alfred Beer / The National Archives UK- flkr

A plan means nothing if it's not implemented. Financial planning is only the beginning of the process. Reaping the rewards of said plans requires being plugged in to the end. 

Public Domain / wikimedia.com

Planning on making a change to your financial goals next year? Here are three suggestions that will resolve some old habits. Repeating counter productive behavior will not produce better results. Make a conscious commitment to your financial resolutions for 2016. 

The Credit Crunch hits the North Pole by James Nash / Flickr

Rudolph, with your nose so bright, won't you guide my sleigh tonight? Is your bank statement resembling Rudolph's red nose? Haste truly will make waste when flying blind without a net, no pun intended. However, with some common sense, putting into practice the practical, debt can be managed. 

FOMO- Fear of Missing Out
Gustave Courbet / wikimedia

The day's soup du jour seems to be fear mongering. Now, season that hot mess with a dash of digital distraction. Mmm, mmm, good... does it sound tasty or just plain nasty?

I can remember this fear with hesitations and reservations when I had to stay home for house chores instead of going to the game with friends. They always had to say that disappointing phrase, "Man, you should have been there!"

Committing to knowing you are exactly in the right time and space is one way of pushing aside the fear of missing out. 

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