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For people who make too much money to qualify for health insurance subsidies on the individual market, there may be no Goldilocks moment when shopping for a plan. No choice is just right.

A policy with an affordable premium may come with a deductible that's too high. If the copayments for physician visits are reasonable, the plan may not include their preferred doctors.

These consumers need better options, and in early August federal officials offered a strategy to help bring down costs for them.

Copyright 2018 NPR. To see more, visit http://www.npr.org/.

Uh-Oh, Germany Is Rapidly Running Out Of Beer Bottles

8 hours ago

In Germany, beer consumption is up as temperatures remain unusually high. This is good and bad news for the beer industry.

While the breweries have more than enough beer to go around, they're running out of bottles because customers are not returning their empties quickly enough.

Germans care about the environment about as much as their beer; that's why the glass bottles are recycled. Customers pay a small deposit on each one, which they get back when they return it to a store.

Seven-year-old Aviana Conyers bounces around the bustling back-to-school aisles of a Walmart Supercenter. She grabs her second-grade supply list from her mother, Andrea.

"Mama, do you have any pencils in your bag?" Aviana asks, eager to cross off items on the list.

In the marble halls of Mumbai's Kokilaben Dhirubhai Ambani Hospital, patients are greeted by chandeliers and floor-to-ceiling French windows.

There are autism and Alzheimer's clinics, genetic testing, clinical trials of new drugs and private rooms. Spinal injuries are treated in a special robotics rehabilitation unit, where patients are hooked up to robots to exercise their limbs.

And visitors can grab a Starbucks latte in the lobby.

Turkey's currency is in a bad way.

That much is evident from the past week, which has seen the lira tumble in value at a breakneck pace. It has dropped more than 40 percent against the U.S. dollar on the year, with much of that plunge unfolding since the start of August. Before a modest rally early Monday, a single dollar bought about 7.2 lira — a grim new record for Turkey.

Copyright 2018 NPR. To see more, visit http://www.npr.org/.

AUDIE CORNISH, HOST:

Picture a professor in a tweed jacket lecturing about Aeschylus. Are you laughing out loud?

Likely not, but Julie Schumacher is a genius at finding the amusement in academia. Schumacher is the author of two hilarious novels about faculty life on campus: "Dear Committee Members" and this year's sequel, "The Shakespeare Requirement."

Katy Waldman reviewed Schumacher's latest book for The New Yorker.

Tim Harford is the author of 'Fifty Inventions that Shaped the Modern Economy." We play overrated/underrated with Tim. We ask him about inventions like the light bulb and the iPhone as well as messy desks and everyone's favorite summer invention: the air conditioner.

Copyright 2018 NPR. To see more, visit http://www.npr.org/.

The Trump administration has imposed tariffs on hundreds of products from many countries. We're at the beginning of what seems like an escalating trade war, with China, Canada, Mexico and the European Union already retaliating with their own tariffs.

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